Breakfast Club

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Old Dec 6, 2007 | 02:27 PM
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Re: Breakfast Club

Originally Posted by MikeM
So what is the answer?


Lower peoples credit limits. Something CC companies would be stupid to do
Nah, that'll never happen. I don't have an answer for that other than self discipline. I bought the TV b/c I could afford it and it wasn't outside of my spending range, but some people are impulse buyers and are willing to go outside of their means. It's like a compulsive gambler who doesn't know how to stop, same here... "shop-a-holics". They figure they'll put it all on a CC and not worry about it, but they were never taught money management skills.

Originally Posted by MikeM
we need to relax our labor laws if we want to be remotely competitive with asia
Our labor laws are ****, but then again our minimum wage salary is ****. Nobody wants remedial jobs b/c minimum wage sucks, and minimum wage sucks b/c it won't adjust properly for inflation, and our inflation is partly due to the value of the dollar, and the value of the dollar is partially due to our labor laws, minimum wage, and costs of goods & services. So much goes into it that starting in one place affects the other.
Old Dec 6, 2007 | 02:28 PM
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Re: Breakfast Club

Originally Posted by MikeM
you work at the lab now?
no, i work at a halfway house, i just have to monitor them pissing in a cup. It's not like an actual "prison" most of the guys have jobs and leave daily, they just have to be back by a certain time and call in periodically and I just have to make sure everything runs smooth, most of the guys are almost done with their sentences and are generally nice, coopertive guys so as for turning them in if i saw them ******* around on a **** test I think it depends on the situation, I dont stare at them pissing i usually stand off to the side so if your they were to make it THAT obvious i think i'd have to say something but like niner said if its not completely obvious i'd prolly let it slide
Originally Posted by samurai87
wow sean......that would be a lil bit freaky if you ask me, how are you not worried bout getting busted?
i keep a bottle of fake pee in my glove box of my jeep
Old Dec 6, 2007 | 02:31 PM
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Re: Breakfast Club

Originally Posted by Mr. Farley
Our labor laws are ****, but then again our minimum wage salary is ****. Nobody wants remedial jobs b/c minimum wage sucks, and minimum wage sucks b/c it won't adjust properly for inflation, and our inflation is partly due to the value of the dollar, and the value of the dollar is partially due to our labor laws, minimum wage, and costs of goods & services. So much goes into it that starting in one place affects the other.
its all about lazy people

why would you take a job that pays $4 an hour when you can just get on welfare? Welfare keeps the lower class unemployed.
Old Dec 6, 2007 | 02:32 PM
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Re: Breakfast Club

Originally Posted by Mr. Farley
Nah, that'll never happen. I don't have an answer for that other than self discipline. I bought the TV b/c I could afford it and it wasn't outside of my spending range, but some people are impulse buyers and are willing to go outside of their means. It's like a compulsive gambler who doesn't know how to stop, same here... "shop-a-holics". They figure they'll put it all on a CC and not worry about it, but they were never taught money management skills.
.
Back in the day if you couldn't afford it no one would give you the loan or cedit card to buy it. Recently companies were giving away loans, credit cards, etc. like it was going out of style. Now **** is hitting the fan and reality is hitting and people aren't able to pay back those loans. The companies are losing their asses and now they aren't as easy to loan out money to people who can't afford it. The pendulum is beginning to swing the other way now.
Old Dec 6, 2007 | 02:32 PM
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Re: Breakfast Club

Originally Posted by Sean24
no, i work at a halfway house, i just have to monitor them pissing in a cup. It's not like an actual "prison" most of the guys have jobs and leave daily, they just have to be back by a certain time and call in periodically and I just have to make sure everything runs smooth, most of the guys are almost done with their sentences and are generally nice, coopertive guys so as for turning them in if i saw them ******* around on a **** test I think it depends on the situation, I dont stare at them pissing i usually stand off to the side so if your they were to make it THAT obvious i think i'd have to say something but like niner said if its not completely obvious i'd prolly let it slide
a halfway house? ok then theyre not there for smoking pot
Old Dec 6, 2007 | 02:33 PM
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Re: Breakfast Club

Originally Posted by NINER
Not 1/2 but I'm saying if there is a toshiba right next to a slyvania (they are us made right? if not lets say they are for the sake of arguement) the toshiba is 2400 and the slyvania is 2100. You can pay a little more for the foreign good, or you can buy the cheaper domestic one.
That theory wouldn't make sense. The U.S. made Sylvania would not be cheaper than the Toshiba due to specialization. (http://www.auburn.edu/~johnspm/gloss/specialization) We (as in the U.S.) do not normally make TV's and tech **** like that, so b/c of this there will be a higher cost incurred by creating this product. Everything from product design, research and development, engineering all the way down to the assembly line would cost more b/c the simple fact remains the U.S. isn't good at it. (Yet) Asia has been making these type of products day in and day out, they have specialized in it and can it takes a lower cost to create the same product. It's actually cheaper for the U.S. to buy these products from Japan VS. trying to make it ourselves b/c the cost would be too great.

However, if the U.S. did in fact decide to specialize in making products such as video games, cell phones, PDA's, TV's, car stereos, etc and we could create a product either AS good or BETTER than Asian products for a cost that was relative.... THAT would change the whole look of foreign goods being sold in the U.S.

Unfortunately, the U.S. buys from so many countries it will be difficult to compete with the countries who already make these products so cheaply.
Old Dec 6, 2007 | 02:34 PM
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Re: Breakfast Club

Originally Posted by MikeM
its all about lazy people

why would you take a job that pays $4 an hour when you can just get on welfare? Welfare keeps the lower class unemployed.
I still say welfare people should have to do civil service jobs to keep their benefits. If they don't show up to work or they **** up at work they get cut off.
Old Dec 6, 2007 | 02:34 PM
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Re: Breakfast Club

Originally Posted by NINER
Back in the day if you couldn't afford it no one would give you the loan or cedit card to buy it. Recently companies were giving away loans, credit cards, etc. like it was going out of style. Now **** is hitting the fan and reality is hitting and people aren't able to pay back those loans. The companies are losing their asses and now they aren't as easy to loan out money to people who can't afford it. The pendulum is beginning to swing the other way now.
all those people losing their asses in debt right now, most of them deserve to be
Old Dec 6, 2007 | 02:36 PM
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Re: Breakfast Club

Originally Posted by NINER
I still say welfare people should have to do civil service jobs to keep their benefits. If they don't show up to work or they **** up at work they get cut off.
thats a real good theory

or make them serve in the military doing menial jobs
Old Dec 6, 2007 | 02:37 PM
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Re: Breakfast Club

Originally Posted by Mr. Farley
That theory wouldn't make sense. The U.S. made Sylvania would not be cheaper than the Toshiba due to specialization. (http://www.auburn.edu/~johnspm/gloss/specialization) We (as in the U.S.) do not normally make TV's and tech **** like that, so b/c of this there will be a higher cost incurred by creating this product. Everything from product design, research and development, engineering all the way down to the assembly line would cost more b/c the simple fact remains the U.S. isn't good at it. (Yet) Asia has been making these type of products day in and day out, they have specialized in it and can it takes a lower cost to create the same product. It's actually cheaper for the U.S. to buy these products from Japan VS. trying to make it ourselves b/c the cost would be too great.

However, if the U.S. did in fact decide to specialize in making products such as video games, cell phones, PDA's, TV's, car stereos, etc and we could create a product either AS good or BETTER than Asian products for a cost that was relative.... THAT would change the whole look of foreign goods being sold in the U.S.

Unfortunately, the U.S. buys from so many countries it will be difficult to compete with the countries who already make these products so cheaply.
I understand the concept of specilization. The tariff would give US companies a business case to start making that kind of thing over here. And even if it didn't the tariffs would lower income taxes for most people (remember my lower income taxes and raise tariff is part of the same plan), and relocate that "tax" to people who buy expensive *** tv's.
Old Dec 6, 2007 | 02:37 PM
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Re: Breakfast Club

Originally Posted by MikeM
a halfway house? ok then theyre not there for smoking pot
no, but a lot are there for crack, meth, coke...etc
Old Dec 6, 2007 | 02:38 PM
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Re: Breakfast Club

Originally Posted by NINER
Back in the day if you couldn't afford it no one would give you the loan or cedit card to buy it. Recently companies were giving away loans, credit cards, etc. like it was going out of style. Now **** is hitting the fan and reality is hitting and people aren't able to pay back those loans. The companies are losing their asses and now they aren't as easy to loan out money to people who can't afford it. The pendulum is beginning to swing the other way now.
Yup, and look at home loans now. It used to be you could get approved for a $600k home under an ARM loan, but now anything above $400k and banks almost decline you immediately unless you have damn near SPOTLESS credit and your debt to income ratio is almost non-existent. Getting an FHA or conventional loan is like going to the doctor and getting a complete, and thorough physical... they want to know EVERYTHING about you before they hand over a check.

But in terms of CC's, they don't care... they make their money off of interest. They'll keep handing out $5,000 CC's all day long to stupid 18 year old kids who don't understand self discipline. Basically, all you are to the CC company is a number and an interest payment, they could care less if you default b/c they'll get their money one way or another.
Old Dec 6, 2007 | 02:38 PM
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Re: Breakfast Club

Originally Posted by MikeM
all those people losing their asses in debt right now, most of them deserve to be
Correct. But it will tighten up their lending practices in the future, which isn't necessarally a bad thing.
Old Dec 6, 2007 | 02:38 PM
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Re: Breakfast Club

Originally Posted by Mr. Farley
That theory wouldn't make sense. The U.S. made Sylvania would not be cheaper than the Toshiba due to specialization. (http://www.auburn.edu/~johnspm/gloss/specialization) We (as in the U.S.) do not normally make TV's and tech **** like that, so b/c of this there will be a higher cost incurred by creating this product. Everything from product design, research and development, engineering all the way down to the assembly line would cost more b/c the simple fact remains the U.S. isn't good at it. (Yet) Asia has been making these type of products day in and day out, they have specialized in it and can it takes a lower cost to create the same product. It's actually cheaper for the U.S. to buy these products from Japan VS. trying to make it ourselves b/c the cost would be too great.

However, if the U.S. did in fact decide to specialize in making products such as video games, cell phones, PDA's, TV's, car stereos, etc and we could create a product either AS good or BETTER than Asian products for a cost that was relative.... THAT would change the whole look of foreign goods being sold in the U.S.

Unfortunately, the U.S. buys from so many countries it will be difficult to compete with the countries who already make these products so cheaply.
I think we have enough qualified engineers to quickly and easily figure out how to mass produce stuff. In fact I know we do.

What we dont have are cheap labor and cheap resources to produce ****.
Old Dec 6, 2007 | 02:39 PM
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Re: Breakfast Club

Originally Posted by Sean24
no, but a lot are there for crack, meth, coke...etc
i was in rehab with a couple of coke heads. In fact i can say that 2 out of the 3 people i met there that really needed rehab were cokeheads
Old Dec 6, 2007 | 02:39 PM
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Re: Breakfast Club

Originally Posted by NINER
I understand the concept of specilization. The tariff would give US companies a business case to start making that kind of thing over here. And even if it didn't the tariffs would lower income taxes for most people (remember my lower income taxes and raise tariff is part of the same plan), and relocate that "tax" to people who buy expensive *** tv's.
So you are saying you would have a special "sales" tax on certain TV's in a designated price range? Or would it only entail to TV's that are from a foreign market that are priced above say, $2000?
Old Dec 6, 2007 | 02:42 PM
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Re: Breakfast Club

Originally Posted by Mr. Farley
So you are saying you would have a special "sales" tax on certain TV's in a designated price range? Or would it only entail to TV's that are from a foreign market that are priced above say, $2000?
on any foreign products that are luxuries, not necessities
Old Dec 6, 2007 | 02:43 PM
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Re: Breakfast Club

Originally Posted by Mr. Farley
So you are saying you would have a special "sales" tax on certain TV's in a designated price range? Or would it only entail to TV's that are from a foreign market that are priced above say, $2000?
A tarriff acts as a "sales" tax for foreign goods and services. You would have to set tariffs at a rate that makes the us product competitive with the foreign equivelent.

I read an election flyer from a guy who was a member of the american taxpayers party or some **** like that. It was a similar kind of idea. I liked what he had to say.
Old Dec 6, 2007 | 02:43 PM
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Re: Breakfast Club

Originally Posted by MikeM
I think we have enough qualified engineers to quickly and easily figure out how to mass produce stuff. In fact I know we do.

What we dont have are cheap labor and cheap resources to produce ****.
Exactly, unlike their sweat shops where they don't have a problem paying kids $0.13 an hour to make Nikes... or $5.00 a day to make TV's, the U.S. has laws that prevent this and b/c of that our labor rates will NEVER even come close to Asia so they will always be able to make products much more cheaply b/c they don't have laws in place that specify minimum wage rates that would in turn apply the same way the U.S. minimum wage laws do.
Old Dec 6, 2007 | 02:44 PM
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Re: Breakfast Club

Originally Posted by MikeM
on any foreign products that are luxuries, not necessities
Or components/ services. Like how toyota/ ford/ volkwagon is "built in the USA" but all the parts are made in mexico, japan, china.



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