When you coming up to shoot? Bring the tank and bolts with you.

 

Then you bought a house you couldn't afford. What should they do for you?

 

ughhhhhh someone shoot me please Ill be back later with a gun

 

oh jeeez not this debate again

 

I bought a house that I could and still can afford. I'm just pissed I can't get into a 30 year fixed like I planned to. When I got the first loan I figured I had 2 roomates paying most of the mortgage and by the time they moved out and the locked rate part of the ARM ran out I could get a 30 year fixed and since I would be making more money (I am) I would be all set.

Then home values dropped like a rock.....

 

and people like us get fucked and are overpaying

 

If I couldn't afford it how have I not missed a payment
They should be fair, instead of giving all these deals and breaks to people that abuse the system maybe they should reward people that work hard.

 

hopefully next week, i am trtying to get a piece lined up

 

Not a democratic bone in your body.

You see the politician who is saying that since poor people suck at being parents and smart people are too smart to have kids they should increase the benefits for professional carrer holding people who have kids and offer $1,000 for any poor person who gets steralized(sp)? Must have watched Idiocracy one too many times.
http://www.cnn.com/video/#/video/pol...s.for.poor.cnn

 

Damn right. Democratics now are a bunch of pansy *** socialists.

That politician is a genius and I hope that becomes law lol.

 

You got fucked by the market.

 

heres what caused the whole housing shitfall.........

banks used to give you a mortgage at fair market value or below so your house was always worth more then you owed and those banks would hold that mortgage for the term of the loan or untill you sold the house and payed off the loan ..thats what they used to do !

now when you get a mortgage that loan is usually sold off to another company because for so many years it was a solid investment that any one with alot of money would be crazy not to want to invest in , well that created a market for loans ..

after a certain amount of time it got to a point where there were so many companies wanting in on the investment opportunity that banks and lending companies started giving loans to risky borrowers and people that clearly couldn't afford there mortgage but because the banks knew they could sell the loan and not have to risk any thing because they made money from originating the loan through closing cost and points and then sold the loan for more then they lent out ..

mortgage companies banks and lending companies started putting pressure on people to appraise houses at higher values because the market was skyrocketing and they knew they had buyers for the loans so they were just doing what ever they could to make more loans so they could sell them ..

eventually the cost of house were way out of proportion with income and when that happens the simple fact of that matter is people can no longer afford to pay there mortgage and that causes what we have going on now

 

You said you were struggling.

Mortgages are a business. Why would they loan you more money than the house is worth now? That doesn't make sense. If you want to **** your credit and stop paying on your mortgage, go ahead. You'll get help because they would rather get some of their money than none of it. If they help everybody, they will go out of business.

 

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• zx6r/rr (636) - 03, 04, 05, 06 07 08<<< click here

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.40 XDM. Buy it.

 

Not sure how much more expensive the M is .... but how sweet is a 16+1 capacity :YEAH

 

Whats your DR at now?

 

With no lube.
We understand that, but it still sucks to be the guy stuck paying the check once again for broke asses who are dumb with their money and want everything handed to them for free.

 

Whats the breakdown on that? Over here its only like 20 bucks a year to renew a reg.

 

It's not much more. I think it's still under $500 with 2 mags and a holster.
Like 87.