ok guys i did some checkin cause i was going to get a new 03 r6 but you know what is foul???? lets say you just made the min. payment until it payed off ok?!?!?! it would take you 21 years to pay it off and you would end up spending 31,000 dollars for an r6 hahaha had to laugh thats 39 bucks till jan of 2005 and then 100 bucks amonth at 17.9% intrest!! geez those yamaha credit cards blow............. but thats just saying if you made the min. payment later !!
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It's $39/mo at 3.9% interest untill Jan of '05.. After that it jumps to I believe 17.9% interest and you're pretty much screwed.

Go with a regular simple interest loan through your local dealership and pay it off as fast as you want, you'll do a lot better. Or go with a Honda.... 6.9% interest for 60months :D