I need some opinions.. I am trying to get insurance on my quad fiddy and bike and getting everything together. She is grouping the fiddy and the quad together and this is what she quoted me:

#1 For the WORKS: comp/coll/ medical/ and all that was $1038 a year for the both and 91.00/ month

#2 the only reason I am really getting insurance on this is to cover if stolen.... so with a different quote: covers if stolen and small liability: $511.70 a year.. $75.00 down and $39.70 a month

#2 is what I am probably going to do just need it paid for if stolen.. what do you think??

 

Wow, I'm glad I've got a cheap quad.....I pay somewhere between $100-$200 per year for full coverage.

 

i pay $400 per year on my 00 400ex...

full coverage (they will replace it even if i crash it)


that quote sounds very high imo

 

that does seem to be quite a lot for a 50 and a quad......Maybe try to shop around?

 

What insurance companies do you go through??

 

I have a bunch of different ones....I think I have Progressive for ATV insurance. I have my sled insurance through Metlife, and it's only $50 a year (just liability), but that is a discounted rate cause we have some car insurance accounts through them also.

You could try Geico also.

-Josh

 

people get insurance on their quad? i guess maybe theft..

 

yeah you can... I am mainly getting it for theft and that is it but you can get medical along with it and she offered also comp and collision but I am not exactly sure how the collision would go... guess the same way it would with a car get an estimate and if you wreck it they will pay for it minus a deductible... I am strictly getting it for theft though

I am making alot of national races this year way out of state and want to make sure that if stolen they are paid for

 

a good idea for sure "babe"

 

 

I wish i would have known there was insurance for quads. heh. I got in a bad accident on my 250R last year... bent and twisted the frame, bent the a-arms, tweaked the wheels, broke plastic. Crazy stuff...