the summer home

 

i think im gonna ride to see my family in illinois in a couple weeks

 

i have to go open my business account today

 

i was working all day yesterday for this auction i have comming up...it sucked didn't even get to ride the fancy new bike, but gotta pay for it i guess

 

i have a credit card question

 

lets work with round numbers since i suck at math...if you have a balance of $3000 and a minimum payment of $90...only like $40 (if that) goes to the payment the rest is prolly interest (and yes i know there are other variables in there) so here is the questiono...if i pay $150 dhes the extra $60 go straight to the principal?

 

so i bought the yellow stuff....$7 and some change...not bad..my dad is sleeping though, so i'll have to wait until tonight to put it in....

i tried to go get my new drivers license, but i have to go to a full branch place to get it since it was suspended..they're not opened on mondays...and the women at the gas station told me they cost $27 now...it'll probaly cost me more they said because it was suspended

 

sometimes, depends.

On certain loans, it just goes towards my next payment. That sucks.

 

It should but i would make sure to specify that you want all extra $$$ to go straight to pricipal...

 

they suspended you?

 

wtf, what did i tell you last night about saying you're going to move to kansas....don't say it unless you're going to

 

that is why you have to specify where you want the extra $$$ to go to...

 

yeah, i agree, always specify what you want it to go towards on the check.

 

yeah, i got a speeding ticket last march i forgot to pay...but then the one in ny suspended it as well...so now both tickets are paid for (minus the extra thing i'm suspose to pay for the pts in ny) and now i want my new license so i don't get pulled over

 

ya that's fine too its just a revolving line of credit...it's the only credit card i have left to pay off

 

I do, but they don't seem to care, they just apply it towards next month's interest. Some loan operations are just dumb.

 

OH CRAP, the NY points transferred over????

 

i have been paying extra since the begining but i haven't really paid taht close of attention on the statement mistake i know

 

at the bank i used to work at, it used to go to the principal, yet it would still go to the next months payment as well...not really sure how that worked, but it did...........if you paid off your loan early you wouldn't have to pay for the extra interest and you wouldn't get penalized...maybe that's why

 

uhhh ya that would **** me off