another one bites the dust...

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Old 03-25-2008, 09:23 PM
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another one bites the dust...

okay so I just crashed my 2007 r6 today. it was at about 25 mph. don't ask about the crash because I dont know how it happen. next thing I knew i was in a parking lot. i must of crashed picked up my bike road it to the next parking lot and dont remember any of it. only thing I remember is being in the parking lot wondering how I crashed. bad concusion lol.

so my question is. what should I do with insurance. I have full coverage. I called the cops and filed a police report. the damage is all the right side fairings, front fairing, bent rearset,right case cover has a little rash, slider and motor mount are bent, pasenger peg is rashed up and clip on and brake lever, and the bottom part that the inner tube goes into on the suspension are all rashed up.

should I claim it and take the check. or should I let them salvage it and take it, or salvage it and try to buy it back and fix it my self...? will progressive let me buy it back? I owe about 7400 on the bike right now.


any suggestions or help would be much appreciated.
I want to figure out my game plan before I call insurance just to make sure I can make the best of this situation.

oh and the cops are trying to get security camera footage from a warehouse that was located off the street, so we will see what happen.
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Old 03-25-2008, 09:27 PM
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Re: another one bites the dust...

I think it has to be at least 9 years old to buy it back if they total it out. Thats the way it is with statefarm.
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Old 03-25-2008, 09:43 PM
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Re: another one bites the dust...

if its pretty much stock.... total it out if you can. grab any small parts you can like rear sets pass pegs and stuff like that and sell them... say they were lost in the crash... most ins wont even notice.

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Old 03-25-2008, 09:49 PM
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Re: another one bites the dust...

if you wrecked it stunting in a lot, and claim in on insurance your a punk!

dont stunt brand new bikes if you cant afford to fix em when you break em


-kane
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Old 03-25-2008, 10:04 PM
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Re: another one bites the dust...

Originally Posted by Kaneone
if you wrecked it stunting in a lot, and claim in on insurance your a punk!

dont stunt brand new bikes if you cant afford to fix em when you break em


-kane


Pwned :YEAH
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Old 03-25-2008, 11:16 PM
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Re: another one bites the dust...

Originally Posted by faty10
I think it has to be at least 9 years old to buy it back if they total it out. Thats the way it is with statefarm.

my buddy hit a dog on a brand new zx6..they let him buy it back for like 1800 i think

Originally Posted by stuntsteel
if its pretty much stock.... total it out if you can. grab any small parts you can like rear sets pass pegs and stuff like that and sell them... say they were lost in the crash... most ins wont even notice.


good *** idea..

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Originally Posted by Standupnfall
Pwned :YEAH


HAHAHAHH
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Old 03-25-2008, 11:51 PM
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Re: another one bites the dust...

Originally Posted by Kaneone
if you wrecked it stunting in a lot, and claim in on insurance your a punk!

dont stunt brand new bikes if you cant afford to fix em when you break em


-kane
If he can afford insurance on a motorcycle he ****** better be able to afford to fix it. That ***** expensive.
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Old 03-26-2008, 12:01 AM
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Re: another one bites the dust...

Originally Posted by JEFF4EZ
If he can afford insurance on a motorcycle he ****** better be able to afford to fix it. That ***** expensive.

$122 a year
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Old 03-26-2008, 12:07 AM
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Re: another one bites the dust...

Originally Posted by faty10
I think it has to be at least 9 years old to buy it back if they total it out. Thats the way it is with statefarm.
I never heard that
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Old 03-26-2008, 12:17 AM
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Re: another one bites the dust...

Originally Posted by Kaneone
if you wrecked it stunting in a lot, and claim in on insurance your a punk!

dont stunt brand new bikes if you cant afford to fix em when you break em


-kane
first off I wasn't stunting it in a lot. this was my minty streetbike and I was just cruising in the street, even doing the speedlimit. I have a seperate bike for lots and stuntin in general.

second I payed 2100 for full coverage for this past season and it expires this may and before this accident it was going to be 3200 to renue for the 2008 season cus of my previous tickets n ****.

my deductable is thousand so I'm trying to figure out what the best route to take it insurance wise.
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Old 03-26-2008, 12:19 AM
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Re: another one bites the dust...

ha after i had my three cars on my insurance i added my bike and it lowered it $4 bucks a month so now im gonna then while im doing

that im gonna go to the bar and drink a $4
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Old 03-26-2008, 12:53 AM
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Re: another one bites the dust...

Originally Posted by nags
I never heard that
i have
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Old 03-26-2008, 01:46 AM
  #13  
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Re: another one bites the dust...

Originally Posted by gixer1
i have

yea rick next time you see me remind me to explain the whole story to you.
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Old 03-26-2008, 02:20 AM
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Re: another one bites the dust...

that sucks Jim, i hope everything gets better soon
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Old 03-26-2008, 02:23 AM
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Re: another one bites the dust...

Originally Posted by imafrogg420
first off I wasn't stunting it in a lot. this was my minty streetbike and I was just cruising in the street, even doing the speedlimit. I have a seperate bike for lots and stuntin in general.

second I payed 2100 for full coverage for this past season and it expires this may and before this accident it was going to be 3200 to renue for the 2008 season cus of my previous tickets n ****.

my deductable is thousand so I'm trying to figure out what the best route to take it insurance wise.

if you have gap make it dissapear and get a new one
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Old 03-26-2008, 03:35 AM
  #16  
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Re: another one bites the dust...

I wish I had gap insurance. I wish lol
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Old 03-26-2008, 03:53 AM
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Re: another one bites the dust...

if the frame aint bent you can fix it for a thousand.....

instead of paying the deductable
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Old 03-26-2008, 09:36 PM
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Re: another one bites the dust...

Originally Posted by old man roger
if the frame aint bent you can fix it for a thousand.....

instead of paying the deductable

yea I added it up today. to be rideable again it only take like 200 bucks. to make it minty like it was before again itll take about 2 g's.....so I guess itll never be a minty bike again lol. sucks cus I was thinking about selling it in about a month or so
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Old 03-26-2008, 10:44 PM
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Re: another one bites the dust...

Originally Posted by JEFF4EZ
If he can afford insurance on a motorcycle he ****** better be able to afford to fix it. That ***** expensive.


TRUE......THAT **** IS EXPENSIVE!
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Old 03-26-2008, 10:57 PM
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Re: another one bites the dust...

Originally Posted by Kaneone
if you wrecked it stunting in a lot, and claim in on insurance your a punk!

dont stunt brand new bikes if you cant afford to fix em when you break em


-kane

A little quick to judge, don't you think?
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