Liter bikes & Insurance in VT

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Old Jun 9, 2003 | 03:17 PM
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Liter bikes & Insurance in VT

Hey,
Just wondering what everyone pays for insurance for their bikes & what company they go through. I just got a 2000 R1. I have 2 tickets on my record (3 pts on my license), 2 claimed accidents (hit & run, not my fault), and I have full coverage with $1000 deductables because I have a loan on the bike. I am paying $1626 for the year through Progressive. Is this outrageous or what? That's including a 10 percent multi-policy discount because of my car.

My old bike was a 2000 YZF600R and it was $775 for the year just for liability and fire/theft/vandalism. If it was up to me, I would stay with that but I need full coverage b/c of the loan. ****!

Oh, I'm 23, so I don't have the 25+ discount yet.

Last edited by weaponx666; Jun 9, 2003 at 05:12 PM.
Old Jun 9, 2003 | 03:19 PM
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Re: Liter bikes & Insurance in VT

Originally posted by weaponx666
Hey,
Just wondering what everyone pays for insurance for their bikes & what company they go through. I just got a 2000 R1. I have 2 tickets on my record (3 pts on my license), 2 claimed accidents (hit & run, not my fault), and I have full coverage with $1000 deductables because I have a loan on the bike. I am paying $1626 for the year through Progressive. Is this outrageous or what? That's including a 10 percent multi-policy discount because of my car.

My old bike was a 2000 YZF600R and it was $775 for the year just for liability and fire/theft/damage. If it was up to me, I would stay with that but I need full coberage b/c of the loan. ****!

Oh, I'm 23, so I don't have the 25+ discount yet.

umm..take the full coverage off...banks dont check that..atleast not in NY...i would think its the same over there....for my 750 i was gonna pay about the same over here with a few points on my liscence and an accident
Old Jun 9, 2003 | 04:06 PM
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Thats the reason I didn't have theft on Jens 929 and look what happened to that-------at least make sure to lock that thing up with a good chain and disk lock, accidents can be fixed, stolen bikes are just gone
Old Jun 9, 2003 | 05:11 PM
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Re: Re: Liter bikes & Insurance in VT

Originally posted by slinky750
umm..take the full coverage off...banks dont check that..atleast not in NY...i would think its the same over there....for my 750 i was gonna pay about the same over here with a few points on my liscence and an accident
Thing is, my bank needed proof of full coverage to get the loan. Not sure if they'll check now. With only liability and fire/theft/vandalism, it would be $900, which is a lot cheaper.
Old Jun 9, 2003 | 05:49 PM
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My TLR is running about the same for full coverage I think, but I have a clean record...knock on wood.
I was looking at a brand new R1 last year and I think they quoted me $2300 +/- for full coverage.
It doesn't matter who you deal with, every insurance company is after your money! The bastards.
Old Jun 9, 2003 | 08:07 PM
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i was paying $440 a year for full coverage on my R6....i just traded for a '03 R1 and it shot up to $1600 for the year
Old Jun 10, 2003 | 07:11 AM
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Originally posted by dragon
i was paying $440 a year for full coverage on my R6....i just traded for a '03 R1 and it shot up to $1600 for the year
That's quite a jump.

How do you like that R1? I think it's f*ckin' awesome, and mines only a 2000 and still carburated. I don't stunt or anything so I don't know how it performs in that regard, but I'm sure it could wheelie like nothing. I guess the new fuel injection on the '02-'03 R1 is silky smooth. What color did u get?

On a side note, I look like an idiot when I'm riding around town (the Burlington area) and see other bikers and I wave, and they pop wheelies. It's pathetic.
Old Jun 10, 2003 | 10:49 AM
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I'm 17, have 5 points, and 1 accident that was the other driver's fault. I've got an '01 R6 and I don't even dare to look at insurance. It's gonna be crazy expensive. But then again so would all the other things I need... inspection, registration, a non-dirt bike helmet, mirrors, speedometer... So I just figure I can't afford to stop when I see the blues.

-Hazen
Old Jun 10, 2003 | 08:50 PM
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i hear ya.......i don't stunt the r1.....too scared.....i respect its power. i ended up getting the black with flames.
Old Jun 10, 2003 | 10:45 PM
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Lucky bastard. Those look sick!
Old Jun 11, 2003 | 01:30 PM
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i just happen to know where there is one more black/red flames r1 for sale.......brand new.......you want one?
Old Jun 11, 2003 | 03:15 PM
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Originally posted by dragon
i just happen to know where there is one more black/red flames r1 for sale.......brand new.......you want one?
#1... the R6 is enough for Hazen to kill himself... don't tempt him with a larger bike please.

#2... the little **** can't afford parts for his R6, let alone afford another bike!
Old Jun 11, 2003 | 04:44 PM
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Originally posted by dragon
i just happen to know where there is one more black/red flames r1 for sale.......brand new.......you want one?
Just curious...where and how much? Also, on your insurance, do you have full coverage? If so, how high are your deductibles?
Old Jun 11, 2003 | 05:08 PM
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Originally posted by CVBz
#1... the R6 is enough for Hazen to kill himself... don't tempt him with a larger bike please.
Speaking of killing yourself....I NEED A BIKE, PLEASE SOMEBODY BUY MY SNOWMACHINE!!!! WINTER IS ALMOST HERE...REALLY!!!!

awwwwwwwwwww
Old Jun 11, 2003 | 06:40 PM
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I have insurance through Formost Insurance, liability on my 00 ZX9R is only $275. yr (but Im married and 25) but its worth checking out.
Mike
Old Jun 11, 2003 | 08:00 PM
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lebanon motor toys in west lebanon, nh has one black r1 left.....the guy is a dick but it's the only place that i know of that has a black r1. dan turco's in north clarendon has a blue one....thats where i got mine. as far as insurance goes, i have full coverage, a $500 deductable, and i'm over 25.
Old Jun 11, 2003 | 11:36 PM
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Roadside Marine had a black R1 with the flames on it last time we were in there. Probably last month or so.

If that's what we're talking about.
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