Holy s***, insurance is a rip off

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Old Sep 2, 2003 | 03:13 PM
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Holy s***, insurance is a rip off

This is the lowest I got so far through my search. It was through State farm. Allstate wouldn't even give me insurance if I didn't insure my truck with them.............Too F'n crazy.......

This is state farms qoute........liability(the lowest version, the 1020) was 611.80/every 6 months

full coverage with 1000 deductable was a crazy 1, 803/ every six months. And that is with one ticket. She said if you have 2 speeding tickets, they WILL NOT insure you, period. She need the driving history to give me a poilicy anyways if I were top accept.......

Next she wanted my credit history.

What is the world coming too?
Old Sep 2, 2003 | 11:07 PM
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I have insurance with State Farm on an 01 Gixxer 1000 and it costs $28 per month for full coverage.
Old Sep 2, 2003 | 11:38 PM
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2001 R6 211 per year got to love those 600!!
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Old Sep 2, 2003 | 11:48 PM
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My 1980 Cruiser......$81....a yr......new bike was $360 full coverage(95 YZF600R) until I totaled it ......oh well, back to Minimum Coverage for me
Old Sep 3, 2003 | 12:44 PM
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Re: Holy s***, insurance is a rip off

Originally posted by bikerboy
This is the lowest I got so far through my search. It was through State farm. Allstate wouldn't even give me insurance if I didn't insure my truck with them.............Too F'n crazy.......

This is state farms qoute........liability(the lowest version, the 1020) was 611.80/every 6 months

full coverage with 1000 deductable was a crazy 1, 803/ every six months. And that is with one ticket. She said if you have 2 speeding tickets, they WILL NOT insure you, period. She need the driving history to give me a poilicy anyways if I were top accept.......

Next she wanted my credit history.

What is the world coming too?
you think thats bad try gettting insurance in florida ( and being under 21 ) my friend got quoted at 3500 for the year ( not worth it unless you have it financed )
Old Sep 3, 2003 | 07:13 PM
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Im 18 years old with 3 speeding tickets. 03 f4i full coverage 500 deductible $98 a month with state farm
Old Sep 3, 2003 | 07:21 PM
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they want like $9000 for the year for me
Old Sep 4, 2003 | 12:21 AM
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Originally posted by nags
they want like $9000 for the year for me



Thats fukn ridiculous, for that you can buy a whole new bike.
That just makes me sick
Old Sep 4, 2003 | 02:38 AM
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Most of the folks with really low insurance b/c I am thinking they don't have that many tickets. I have a fricken rap sheet of tickets waiting for them to drop off one at a time. But even when I tell them I only have 2 they throw the $ amounts thru the F roof....
You uys with the cheapo rates have like 1 oor 2 tickets in your whole life right? I got my fist ticket driving a car at 13yr old! Then many more to follow. But now they seem to be getting lower and lower as I am learning how to avoid tickets and ......
Old Sep 4, 2003 | 05:34 AM
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Well my story will put the others to shame, i'm 20, and I ride an 03 gixxer 1000 now. I called bikeline.com and got a quote of $11,000 a year.

I have had 25 tickets now, had my license taken quite a few times but the way I beat this was there is a company call CUNA mutual that insured the bike only for $800 a year, this has no medical, no liability nothing, just the bike. Then I got liability through progressive for around $200 a year. So with my wonderful driving record, I still managed to have basically full coverage for a total of $1000 a year which isn't cheap but my bike is fully covered.
Old Sep 4, 2003 | 05:45 AM
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Originally posted by KyleB
Well my story will put the others to shame, i'm 20, and I ride an 03 gixxer 1000 now. I called bikeline.com and got a quote of $11,000 a year.

I have had 25 tickets now, had my license taken quite a few times but the way I beat this was there is a company call CUNA mutual that insured the bike only for $800 a year, this has no medical, no liability nothing, just the bike. Then I got liability through progressive for around $200 a year. So with my wonderful driving record, I still managed to have basically full coverage for a total of $1000 a year which isn't cheap but my bike is fully covered.
i have ZERO tickets and a perfect driving record and it was still 9000
Old Sep 4, 2003 | 03:49 PM
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aight i got a ?, i have a speeding ticket, and a no insurance ticket for my truck not a bike, and i recently lost my license for not showing up at my DOT meeting, will this affect insurance when i get my bike next year?
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