undefined
undefined
How much is everyones insurance cost.....just wondering because im planning on getting abike and want to know how much ill be spending.

 

You're 16, looking to get a sportbike I presume. Look to spend around 2-3k a year. That is if it's on loan or financed. If it's paid off look to pay around $500 a year liability only.

 

im paying an arm and a leg but im only 18 and its 1300 a year

 

Crrider-
I live in Saline, about ten minutes from you, and I'm seventeen. With both of my parent's cars and my sister's car on our plan, I added my thirty three year old bike to the list and pay $183 for liability only. If you're getting anything newer, obviously expect to pay much more than that. If you're going full coverage on a sport bike, man, I wish I had that kind of money.

Newman

 

what do you need insurance, for. just get a policy then cancel it, and you get most of your money back all you need is that paper anyways.

 

If only u were a few years older. I got some years on u, but for a brand new bike, I pay $230 a year full coverage, including my 10% discount for that defensive driving course I took. I'm sure there are plenty of other factors they take into account too.

 

 

Not a good idea... I tried to pull that, cuz i couldnt afford full coverage since they wanted 4k a year, and my bank sent me nasty letters, so i put just liability on it and then my bank sent me a bill for 890 bucks. They don't like me much anymore, but that 890 is now my comprehensive insurance, so if it gets stolen, the loan is taken care of at least.

 

do you pay payments on your piece, mines payed off, thats why I can do that with the insurance, alright on my gixxer I had liability, I got hit buy a car, and the guy ran from the scene, this fool left me for dead. my insurance wasnt going to pay then my boys caught him, his didnt pay up because he lied and said he was in fear of his life. that was sh*t, he new the cop in the scene also so they faked the police report, well I didnt get sh*t , but a totaled bike, and a 6g hospital bill, f*ck that. who needs insurance, F*ck them

 

my 600 is on liability only, $850/year. Comprehensive would run me 6 Grand. this is with an accident and speeding ticket on my record.

 

Hah you are in the same boat as me... I have one at fault accident on my record that i don't even have to mention when getting insurance, but they catch it while doing the underwriting stuff... So they say oh its only 1200 a year for full coverage, and then 2 days later they call and say, ohhh sorry its gonna be 5,892 dollars a year instead how would you like to pay for it??? I was like uhh suck it?? SO i through liability on it AGAIN for 400 bucks a year and just waited till my bank sent me my bill... Cheaper than full coverage and my *** is still covered basically... Unless i total it... Which hopefully won't happen....

 

yeah, hopefully being the key word. I'll be running off luck for one more year before my rates drop and I can even worry about trying to get full coverage.

 

Well good luck dude... Here's to no wrecking hehe

 

yeah, since you're in the same spot as me a little extra luck would be great for the both of us. Just dont let duffman scrape that thing too hard while you're on liability

 

i was paying $850/year for comprehensive (20, 3 accidents and 3 tickets) before i cancelled it and just kept the little piece of paper

 

No insurance here!!!

 

Haha... He's not allowed to stunt my bike anymore... We got hitches and we are gettting a trailer so the next time we head back to NM he will have his own bike...

 

Im 20 with full coverage on a 2001 929rr and only pay 1100 a year with a 500 deductable. STATE FARM !!!!!!

 

sounds like i'm getting screwed on this deal. maybe i should switch to state farm.

 

ya, i plan on selling my dirtbike and saving some money to buy a used bike that way i can get plpd not full coverage and not have to pay so much money to the bastards at the insurance companies.

That trick with cancelling the insurance worked on my car, get pulled over and my proof says im insured untill july and i havent payed in months.... i dunno